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为中金公司提供AI平台中译英翻译
科技的发展使 IT（information technology）时代向 DT（data technology）时代的转变已经成为可能。在这个时代，拥有众多客户资源、完整业务链条，善于使用数据技术、信息技术进行业务开发、风险控制以及其他管理的银行将脱颖而出。
AI平台，银行押品管理领域的得力助手。
AI平台是中金标准数据开发的面向各类银行押品评估业务管理的服务平台。与银行依靠评估公司完成押品抵押价值评估并据此确定贷款额度的传统业务流程相比，AI平台为银行带来两个转变：
两个转变
一、全部业务流程从线下转为线上
AI平台根据银行贷款押品管理流程，针对个人和机构客户不同特点，银行贷前、贷中和贷后不同工作阶段，以及估价机构勘查、报告制作、报告审计不同工作流程的需求，有针对性了设计了用户、银行和估价机构三个服务版块。
在每个版块中，AI平台又针对不同岗位、不同人员、不同流程需求设置了不同的业务模块，这些模块之间既相互联接、又彼此独立，可通过权限设置进行自由调节。这就使得银行的客户管理、内部业务管理，以及外部入围估价机构的管理全部流程化和自动化。
这不仅极大的提高了银行对整体估价业务流程以及具体业务环节的管理控制能力，而且使所有环节的参与者的职责、分工更加明晰，简化了考核流程。同时，通过数据推送以及存储管理的方法，使得估价报告的制作效率以及银行贷后风险控制建模的能力大幅提升。
The development of science and technologies has made possible the shift from the IT era to the DT era, in which the banks that have abundant customer resources and complete business chains and are good at using data and information technologies for business development, risk control and other management will stand out.
The AI platform is a good helper in mortgage management.
Developed by CNFS Data, AI platform is a service platform for the management of mortgage evaluation of various types. Compared with the traditional business process in which banks rely on evaluating companies to complete mortgage evaluation and then define the lines of credit, the AI platform enables two changes for banks:
Two changes
I. All the Business Processes Change from Offline to Online
Based on the process for mortgage management, the AI platform includes three parts respectively targeted at users, banks and evaluating agencies in combination with the features of individuals and institutional customers, different working stages in banks, i.e. before, during and after loan release, and the demand of evaluating agencies in different processes including investigation, report preparation and report auditing.
In each part, the AI platform arranges different business modules to meet the demand of different positions, persons and processes. Such modules are connected with and independent of each other, and can also be freely adjusted through power setting. This helps banks processize and automate customer manager, internal business management and management of shortlisted evaluating agencies.
The AI platform not only greatly improves banks’ control over overall evaluation and detailed processes, but also further clarifies the responsibilities and division of labor among participants in all the processes. Meanwhile, it also increases the efficiency of valuation report preparation and the ability of banks to model post-loan risk control through data push and storage management.
